📅 May 30, 2026 Medicare Healthcare Finance

Your Medicare Advantage 2026 Cap Could Be $2,350 or $9,250 — Here's What Determines It

Your Medicare Advantage out-of-pocket cap in 2026 ranges from $2,350 (California) to $9,250 (maximum). The average is $5,421 — but PPO combined limits reach $13,900 out-of-network. Here's exactly what determines your cap and what to verify before surgery.